Specialized Seminar Report DIGITAL BANKING CREDIT – CURRENT SITUATION AND TRENDS IN VIETNAM

Digital banking—also known as electronic or online banking—has become an essential part of modern banking and plays a key role in the digital economy. With digital banking, customers can access and use services anytime, anywhere, 24/7. Transaction costs are generally lower than in traditional banking, saving costs for both customers and banks. In addition, digital banking provides tools and features that allow customers to personalize their experience—from how information is displayed to the services offered. Recognizing the importance of digital banking and the need to equip final‑year K2021 students with practical, trend‑aligned knowledge so they can easily adapt to the fast‑changing environment of financial institutions upon graduation, and based on training objectives that meet societal needs while giving final‑year students access to new knowledge, the Faculty of Finance – Banking organized a specialized seminar aligned with the FinTech modules and applications in Finance and Banking for final‑year students of the Faculty, themed “Digital Banking Credit – Current Situation and Trends in Vietnam.”

Dr. Vu Minh Tu, Director of the Credit Appraisal Division at Viet Capital Commercial Joint Stock Bank, served as the Faculty’s guest speaker.

In an era of constant connectivity and continuous advances in information technology, hosting online specialized seminars has become a popular and undeniable trend. The convenience and flexibility of remote participation attracted more than 300 students to the topic of “Digital Banking.” With dedication and extensive expertise, Dr. Vu Minh Tu shared the latest updates, in‑depth analyses, and unique perspectives on digital banking credit, as well as the current situation and trends in Vietnam. By conveying his expertise through an online platform, he not only shared knowledge and experience but also fostered a vibrant interactive environment that encouraged discussion and collaboration with the Faculty’s students.

More than 300 students of the Faculty engaged online with Dr. Vu Minh Tu, Director of the Credit Appraisal Division at Viet Capital Commercial Joint Stock Bank.

Through the sharing by Dr. Vu Minh Tu—a seasoned expert in Finance and Banking—K2021 students learned about new technologies, digital financial services, and development trends in digital banking. Students of the Faculty of Finance – Banking gained a clearer understanding of the structure and operation of digital banking platforms and their role in delivering convenient and efficient financial services. In addition, knowledge of technology and finance in digital banking helps students develop skills in information technology and finance. K2021 students gained a better understanding of how banking information systems operate, as well as security standards and procedures. Dr. Vu Minh Tu introduced new digital banking products and services, along with trends and development opportunities in this field. This helped students better understand how services are designed and implemented, and how they affect customers and the market. The speaker’s sharing also provided opportunities for students to access information about careers in digital banking. Students received advice and guidance from the expert on how to develop careers in this industry, as well as the skills necessary to succeed in roles related to digital banking.

MSc. Phan Thi Huong